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Schmidt Home Loans

I’M READY TO HELP – WHEREVER YOU ARE IN THE HOME LOAN PROCESS

Kevin.Schmidt

Kevin Schmidt

SENIOR MORTGAGE BANKER
Schmidt Home Loans NMLS 91450
C: 503.705.5014 | O: 503.459.0587
kevins@go-summit.com

Summit Mortgage Corporation | NMLS 3236

Meet Kevin Schmidt

Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service, and keeping his clients updated throughout the process. As a result, most of his business is generated from referral partners and/or past clients. Kevin’s hobbies include real estate, running, general fitness, coaching Little League, and following the SF Giants and Oregon Ducks. Kevin and his wife Lynette have two children and he has enjoyed helping coach their various sports teams throughout the years.

Industry Accomplishments:

  • Five Star Mortgage Professional Award ~ 10-Year Winner

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or California?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!

Testimonials

Kevin is the best LO I’ve had the pleasure to work with and I will continue to recommend him to others.

– Patrick & Ellen G.

Summit Mortgage [Corporation] was recommended to me and Kevin Schmidt walked me through the refinance process. He was very helpful, answered questions right away, always pleasant and very easy to work with considering that I am computer illiterate. All the information he gave me in the beginning was true to the end. I highly recommend him. Thank you.

– Barbara G.

Very impressed with your operation! Would definitely recommend.

– Benneth H. & John M.

Blog Feed

Say Goodbye To Student Loan Debt With A Cash-Out Refi

If you have student loan debt, its important to start planning now for how you will resume payments. An option to keep in mind is the Student Loan Cash-Out Refinance option. This type of mortgage refinance allows homeowners to use their home equity to pay off student loans. To be eligible, borrowers must have sufficient […]

How DSCR Loans Open Doors To Real Estate Financing

Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations or complex income sources. One category of Non-QM loans which is attractive to […]

Prepaids Closing Costs: All You Need To Know

When you’re buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing on your home is your prepaids. These are funds collected in advance to cover the expenses […]

Contact Kevin Today

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