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Kevin Schmidt

Schmidt Home Loans NMLS 91450
C: 503.705.5014 | O: 503.459.0587

Summit Mortgage Corporation | NMLS 3236

Meet Kevin Schmidt

Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service, and keeping his clients updated throughout the process. As a result, most of his business is generated from referral partners and/or past clients. Kevin’s hobbies include real estate, running, general fitness, coaching Little League, and following the SF Giants and Oregon Ducks. Kevin and his wife Lynette have two children and he has enjoyed helping coach their various sports teams throughout the years.

Industry Accomplishments:

  • Five Star Mortgage Professional Award ~ 7-Year Winner

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or California?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!


Jill Martini
Licensed Senior Loan Processing Lead
O: 503.416.5161 | F: 503.972.2236
NMLS 1119107


I am a Realtor in the Palm Springs area of California. My investor client has used Kevin before on another property but I had not, so I was a little concerned since he was an out of the area lender. I was very pleased with Kevin’s professionalism and communication throughout the process. He met and exceeded on all time frames and deadlines. I highly recommend Kevin and was very happy with the process.

– Michael C.

Kevin Schmidt and Summit Mortgage [Corporation] [are] the gold standard for mortgage brokers. No one provides better service.

– Joyce & Clayton B.

Our experience with both Kevin and with the firm was first-rate. Would definitely recommend this service to our friends and family.

– Robert & Heather C.


Blog Feed

When Should You Consider a Second Mortgage? Here Are Three Scenarios

  Obtaining a second mortgage may be a useful tool when helping prospective buyers and current homeowners reach diverse financial goals. A second mortgage allows you to use any equity that you have in your home as security against another … Continued

The post When Should You Consider a Second Mortgage? Here Are Three Scenarios appeared first on Summit Mortgage.

Mortgage Myth: You Need Perfect Credit to Get a Mortgage

  Mortgage Myth: “My credit score isn’t perfect. I don’t think I’ll be able to qualify for a home loan.” Truth: Your credit score doesn’t need to be perfect in order to qualify for a mortgage. Lenders will look at … Continued

The post Mortgage Myth: You Need Perfect Credit to Get a Mortgage appeared first on Summit Mortgage.

Summer Events in Oregon & Washington

  Summer Events in Oregon & Washington Summer is finally heating up in the Portland, Vancouver, and Spokane areas! We have this year’s round-up of the best summer events to help you start filling your calendar. Take a look at … Continued

The post Summer Events in Oregon & Washington appeared first on Summit Mortgage.

Contact Kevin Today

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