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Schmidt Home Loans

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Kevin.Schmidt

Kevin Schmidt

SENIOR MORTGAGE BANKER
Schmidt Home Loans NMLS 91450
C: 503.705.5014 | O: 503.459.0587
kevins@go-summit.com

Summit Mortgage Corporation | NMLS 3236

Meet Kevin Schmidt

Kevin has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from University of Oregon where he received his bachelor’s degree in finance and marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service, and keeping his clients updated throughout the process. As a result, most of his business is generated from referral partners and/or past clients. Kevin’s hobbies include real estate, running, general fitness, basketball, golf, playing adult baseball, and following the Oregon Ducks. Kevin and his wife Lynette have two children and he very much enjoys spending time with them and coaching their various sports teams.

Industry Accomplishments:

  • Five Star Mortgage Professional Award ~ 7-Year Winner

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or California?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!

Team

Jill Martini
LICENSED SENIOR LOAN PROCESSOR
O: 503.416.5161 | F: 503.972.2236
jillm@go-summit.com
NMLS 1119107

Testimonials

Kevin did a great job helping us understand what our options were and picking what was best for us. We revisited the details of the loan several times as a result of our negotiations with the seller and he made sure each change was to our benefit and would work with our loan. We’ll be recommending him to all our friends and family looking for a lender!

– Cameron & Katherine S.

Kevin is very knowledgable about loans. He helped get through complicated financing twice. Each time he was very responsive, [and] educated me each time I had questions…He welcomed the idea of financing a house in California and closing in a much shorter time frame than the standard. I highly recommend Summit Mortgage Corporation to anyone looking to get a loan.

– Fargol G.

Kevin was able to secure financing/appraisal quickly enough that it was only 23 days between making the offer and closing on the house…I was very happy with his efficiency and responsiveness throughout the process.

– Scott D.

Videos

Blog Feed

Mortgage Myth: “All Mortgage Lenders Are the Same”

  Mortgage Myth: “All mortgage lenders offer the same programs and rates. I should get a loan with my bank because that will likely be most convenient.” At Summit Mortgage Corporation, we’ll be the first to tell you that mortgage … Continued

The post Mortgage Myth: “All Mortgage Lenders Are the Same” appeared first on Summit Mortgage.

What Being a Mortgage Banker Taught Me About Selling My Home

    Up until the past few weeks, my only personal experience with a real estate transaction was with purchasing my first home four years ago. However, as a local mortgage banker and licensed transaction coordinator, I’ve spent the past … Continued

The post What Being a Mortgage Banker Taught Me About Selling My Home appeared first on Summit Mortgage.

Changes to USDA Home Loan Eligibility in Oregon & Washington

  The U.S. Department of Agriculture (USDA) Rural Development recently announced changes to the rural eligibility designation for some areas throughout Oregon and Washington. Starting June 4, 2018, the following areas will no longer be eligible for USDA financing, including … Continued

The post Changes to USDA Home Loan Eligibility in Oregon & Washington appeared first on Summit Mortgage.

Contact Kevin Today

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